Financial

*While we make every effort to keep this information up to date we suggest you call the organization to confirm

Organization	Address	Phone Number	Hours	Services Offered	Referral Type	Additional Information
2 Steps Forward Foundation	PO Box 481143 Charlotte, NC 28269	704-565-9082		Provides individual grants for working families with unforeseen financial crisis to prevent poverty and promote long term financial independence		All applications should be completed online here (eligibility questionnaire proceeds application).
Action Advocate, Lynn Sizemore	2828 Queen City Drive, Suite A Charlotte, NC 28208	704-910-1700	Mon – Thu: 09:30 AM – 04:00 PM Fri: 09:30 AM – 12:00 PM	Action advocate for Social Security, and public assistance; not an attorney
Ada Jenkins Center	212 Gamble Street, Charlotte, NC	704-896-0471	by appt only	Provides career counseling, job readiness, job placement, life skills, job skills training, money management and credit counseling Ada Jenkins Center. Programs include a Computer Center, After School Tutoring, Mobile and in office Medical and Dental Clinics, and food pantry. Some financial aid offered may be for paying utilities, rent, clothing, furniture and household goods.	self Food Pantry – must be referred to Loaves and Fishes by referring partner. Contact one of the following to make a referral for you to Loaves & Fishes: Church Pastor or local clergy Doctor’s office or other medical provider School Counselor / Social Worker Department of Social Services, Salvation Army, Goodwill Your Ada Jenkins case manager or appropriate staff contact A photo ID is required to complete a referral application. If picking up for another person, a signed letter stating permission to pick up is required.	valid form of ID and proof of address such as mail, utility bill
Alliance Credit Counseling	10720 Sikes Place Suite 100 Charlotte, NC 28277	1-888-995-7856 704-341-1010	Monday – Friday 8am to 5:30pm	Non-profit community service organization offering nationwide services of financial counseling, education and debt management, and mediation. Reduced or free services depending on income.	Self
Charlotte Area Fund	901 N. Tryon Street Charlotte, NC 28206	704-372-3010	M-F 8:00-5:00pm	Emergency Food, Self sufficiency Project, Job Readiness Training Nutrition Assistance Project, Computer Classes, High School Equivalency, On and off site Internships and Apprenticeships	Self
Clearpoint Financial Solutions, Inc.	270 Peachtree Street NW Atlanta, GA 30303	800-750-2227	M-F 7:00am – 11:00pm; Sat 8:00 – 8:00	credit counseling services
Common Wealth Charlotte	5301 Wilkinson Boulevard Charlotte, NC 28208	(980) 636-1262		Common Wealth Charlotte (CWC), an innovative non-profit started in April 2015, provides financial empowerment to Charlotte’s low-wage workers through financial education coupled with access to specially designed re-banking and emergency loan products. Our trauma-informed financial education curriculum meets people where they are, and results in long-lasting change and enhanced opportunities for upward mobility for financially-educated low-wage workers. Trauma-informed financial education is an emerging best practice, incorporating a deep understanding and recognition of the physical, psychological, and emotional trauma caused by scarcity and experienced by our most fragile working poor. It responds by empowering clients in a classroom or one-to-one setting to create an environment of safety, trustworthiness, transparency, peer support, mutual respect, consumer choice, and culturally relevant discourse.
Consumer Credit Counseling/ Charlotte area United Family Services	601 E. Fifth St. Ste. 400 Charlotte, NC 28202	(704) 332-9034		Federal government HUD certified housing and foreclosure solutions. Also improve your credit, and get out of debt by lowering interest rates and reducing fees. A counselor will work with you and try to negotiate solutions with your banks and creditors.
Charlotte Saves	13777 Ballantyne Corporate Pl. Charlotte, NC 28277	704-943-0355	M-F 8:00 – 5:30	(Education of Char-Meck residents in importance of saving accounts, money management, budgeting, and goal setting; motivational workshops, financial seminars, no fee saving accounts
Child Care Resources	4600 Park Road Suite 400 Charlotte, NC 28209	704-376-6697		Childcare Financial Aid
Child Support Enforcement	5800 Executive Center Dr. Suite 200 Charlotte, NC 28212	704-432-9300	M-F 8:00 – 5:30
Community Link/Homeless to Housing	601 E 5th St Suite 220 Charlotte, NC 28202	704-943-9490		Homeless to Housing (must be working at least 30 hours/week), Tax preparation, Financial Education Sessions, forclosure prevention.	Self
Community Service Center – Berean Seventh Day Adventist Church	1332 Oaklawn Ave. Charlotte, NC 28206	704-377-4741	Monday, Tuesday, Thursday: 10:00 a.m. – 1:00 p.m. and Saturday 1:30 – 3:30 p.m., hot meal served. Food Pantry: Tuesday and Wednesday evening	Food pantry, clothing closet, some help with medication refills (up to half) and some help with bills.	Eligibility: Apply in person with list of needs. Must have ID and SS #Documents To Bring: Referrals accepted from Department of Social Services and other human services agencies in the city
Crisis Assistance Ministry	500 Spratt St Charlotte, NC 28206	704-371-3000	Please arrive between 8 a.m. and 1 p.m. Monday thru Friday. Customers are seen based on urgency of their need.	Assists with overdue rent after the 10th month, overdue utilities, first month’s rent and utilities for homeless persons, and other emergency needs. Also has a free clothing store and furniture bank.	Self	Please read before going – make sure you have the necessary paperwork.
Doing My Part	1000 NC Music Factory Blvd, Suite C6 Charlotte, NC 28202			Everyday our team receives projects that are in need of help from our community. We make sure these projects are real, qualified and will have a life changing effect on those involved. We know we can’t change the world by ourselves, but we are dedicated to changing the future of as many people as we can. We only hope that you see what we see and help us do our part
First in Families	3109 University Drive, Suite 100 Durham, NC 27707	704-536-6661		(Assistance to persons with developmental disabilities and their families)
Good Fellows Club	700 Parkwood Ave. Charlotte, NC 28205	704-333-5040	call (704) 333-5040 on Tues. or Thurs. from 10:00 a.m. to 12:00 noon to determine if you qualify for assistance/an appointment. Do not email, do not walk in.	emergency assistance to families in need throughout the year.	Self	Must contact for an appointment
Good Friends Club		704-820-6008		assistance to families on a case by case situation throughout the year.	Agency referral – by social/case worker only
Innovative Community Resources	3700 Latrobe Drive Charlotte, NC 28211	704-921-6777		Disability Representative, Financial Literacy Education, and other professional services.
Jackson Park Ministries	5415 Airport Dr Charlotte, NC 28208	704-392-4981		Provides a home to hurting families while teaching self improvement and accountability. Residents must be employed, married couples or single mothers with children less than 18 years of age living together. Families enter into an agreement to follow guidelines and requirements. Residents pay a small program fee and must participate in one-on-one financial counseling and life skill classes. The Program lasts 18 to 24 months.
Jewish Family Services	5007 Providence Road, Suite 105 Charlotte, NC 28226	704-364-6594	Food pantry – Wed and Thurs 10am-2pm	Therapy, support groups, and domestic violence counseling, emergency financial assistance, information and referrals, food pantry. You may visit the JFS Food Pantry once every two weeks. Many services only offered to the Jewish Community.		Many services only offered to those of the Jewish Community.
Low Income Energy Assistance	2001 Mail Service Center Raleigh, NC 27699-2001	919-855-4800		One time service in December for heating bills if someone > 60 or has disabilities resides at the home	Applications will be taken December 1 through January 31 or until funds are exhausted. Contact your local Department of Social Services for the application dates and for additional information on LIEAP.	The Low Income Energy Assistance Program (LIEAP) is a Federally-funded program that provides for a one-time vendor payment to help eligible households pay their heating bills. Only households containing an elderly person age 60 and above or a disabled persons receiving services through the Division of Aging and Adult Services (DAAS) are eligible to potentially receive benefits from December 1st through December 31st or until funds are exhausted. Any household can potentially receive benefits from January 1 through March 31 or until funds are exhausted. A household that applies must: Have at least one U.S. citizen or non-citizen who meets the eligibility criteria Meet an income test Have reserves at or below $2,250 Be responsible for its heating bills
Lynn Bishop, Attorney	101 North McDowell Street Suite 206 Charlotte, NC 28204	704-234-6461		Attorney services if you have been denied Social Security disability benefits, short-term or long-term disability benefits, or workers’ compensation benefits.
Matthews Help Center	119 N Ames St. Matthews, NC	704-847-8383	by appointment only, Monday – Friday 9:00 am – 4:00 pm	Food Pantry, Financial assistance program, which will help people meet life’s basic needs, such as funds for paying rent, utilities and/or medical bills, Temporary Housing, Clothing (via BackPorch Thrift Store – new and gently used items at low cost)	Self	Documents Needed – Pictured ID for all adults: Driver’s license, state picture ID, or passport Social Security Card of client Proof of Income for everyone working in household: check stubs, letter from employer verifying pay or proof of household income including roommates. Average expense of each household bill Proof of Emergency: Doctor’s disability statement, medical bills, eviction notice, disconnects notices, etc. Rental/Homeowners information: Rent lease, landlord’s name and phone number, mortgage papers, late notices and eviction papers
North Carolina Lifeline telephone assistance program		Call Provider for Application		receive help on an existing phone as well as establishing new service from Lifeline.
St Vincent de Paul	6828 Old Reid Rd Charlotte, NC 28210	704.644.4661	Call Mon or Tues 9am-12pm	Provides assistance up to $100 with living expenses; must apply with Crisis Assistance Ministries BEFORE application can be considered
The Charlotte Mecklenburg Individual Development Account Consortium	Mailing Address PO Box 27386 Raleigh, North Carolina 27611	919-341-6418		2-3 year matched savings program targeted to low-income individuals for home ownership, business development, and post-secondary education
University Park Baptist Church	6029 Beatties Ford Road Charlotte, NC 28216	704-392-4306		Assistance available for rent, mortgage, and utilities; takes applications the 1st-15th only; attendance at a church service and financial class is required
Urban League of Central Carolinas, Inc.	740 W. Fifth St. Charlotte, NC 28202	704-373-2256		A number of financial assistance programs are offered. They even help people find jobs, in addition to offer not for profit credit counseling services.
Victory Christian Center	7228 Kings Ridge Drive Charlotte, NC 28217	704-602-6010	applications accepted on Tuesdays 9-4pm	Attendance at a church service required
Work First Family Assistance (WFFA)/ TANF	DSS Main Office Wallace H. Kuralt Centre 301 Billingsley Road Charlotte, NC 28211West Charlotte Location Valerie C. Woodard Center 3205 Freedom Drive Charlotte, NC 28208	704-336-3000		(Provides time limited cash assistance to parents with minor children while they look for work, and cash assistance to relatives who are caring for children who are not on their own)